Dr. Ansa S is a dedicated and accomplished Commerce academic with a Ph.D. in Commerce, M. Phil, UGC-NET with JRF qualification, and a First Rank in M.Com (Finance) from the University of Kerala. She has several years of teaching experience as an Assistant Professor and possesses strong expertise in finance, banking, taxation, and commerce. Her research interests include bancassurance, financial inclusion, and insurance, with multiple publications in reputed journals and presentations at national and international conferences. She is proficient in SAP S/4 HANA Financial Accounting, SPSS, and Microsoft Office, combining strong academic knowledge with practical technical skills. She is committed to quality teaching, research excellence, and continuous professional development.